Graham Financial Associates

MAJOR PROJECT FUNDING 

(POOL OF FUNDS AVAILABLE FOR VIABLE PROJECTS) 

Re: $3M and Larger Funding for International Projects  

Founded in 1983, (AAGE)™, Anthony A. Graham Enterprises, Inc. c/o Graham Financial Associates®is a Global Diversified, Financial and Communications Company.

If your company has a large funding need, securing the financing through a traditional bank or other traditional channel can be very difficult today. As such, we assist Clients and brokers in their attempt to secure funding on $3M and larger funding requests that may require innovative financing and structuring. 

However, our specialty is LARGE PROJECT FINANCING ..... working on $25M (USD) to $500M (USD) and larger funding requests. The overall value that our financial team brings to that assignment is creative thinking, underwriting expertise, and strategic relationships with (GFA)™ Contact Lender and underwriting sources that are capable of large project financing. 

Our (GFA)™ Contact sources look for projects that possess: 

• A strong management team
• A viable business plan
• Good growth potential
• ·Clients with at least 10% of their own equity into the project (there are exceptions to this)
• Ability to create value
• Ability to generate cash with acceptable projected net income
• Proven technology (if it is an alternative energy project)
• A clearly defined exit strategy (unless it is a build/hold and operate)

• $25M to $500M Project Funding Range.
• Major real-estate based and major business projects, including
  alternative energy, etc. (if a real estate development, project has to be shovel ready or near it)
• North America, Australia, Puerto Rico, Panama & Caribbean only
• No personal guarantees
• Non-recourse funding
• Trust group will take approximately 7% equity in the company at closing
• Sponsor MUST show 10% to 15% equity (hard & soft)-can fund up to 100%, depending on the project
• Loan will be issued for 30 years
• Can be prepaid at any time with no penalty
• 18 month payment holiday abatement period at start (if needed, for a real estate development project)
• 8% flat interest rate on loan
• Debt Service Coverage Ratio Minimum: 1.2
• No fees due to the Private Equity Operating Trusts Program management in order to get initial package acceptance from them
• Process from start to funding is typically 75 to 90 days
• Specialists involved have a history of funding this type of program
• Independent project consultant success fees will apply. The project and the independent consultants may negotiate this compensation in the form of a fee, equity, or a combination of both.
   

Please don’t hesitate to contact me if you have any questions!

We realize every project is different. So, our team does the necessary business and risk analysis to architect the financing solution that best serves your individual company and project.

We have relationships with Lenders and Lender/Investor underwriting sources who serve their Clients and who get many projects funded every year. For example, one of our sources has facilitated the financing of more than 2,000 transactions representing over $11 Billion in fundings since 2008.

Please email us a 1 to 5 page Executive Summary if you have interest. Thank you.

Commercial Loans: 

Please don’t hesitate to contact me if you have any questions!

Also, View Our Business Financing Program.

Graham Financial Associates have an excellent source for Commercial Mortgage Financing in the U.S.

When you receive an inquiry about a purchase or refinance of an owner occupied(*) commerical building, don't say that your company doesn't handle this... contact me.

What you can expect the following:

• HIGH LOAN TO VALUES: 80% - 90% financing is common - not the exception!
• LONG REPAYMENT TERMS: 20 - 25 years years, straight amortization!
• FAST TURNAROUND: Expedited approvals lead to fast closings!
• COMPETITIVE INTEREST RATES: Rates can be fixed for as long as 25 years!
• FLEXIBLE FINANCING: Renovations can be included in purchases and renovations, and working capital can be included in refinances!
• CUSTOMIZED FINANCING: We don't use "formula's" to lend. We'll take the time to learn enough about your client's business to structure a unique lending solution!
• LARGE LOANS ARE AVAILABLE: Call me to discuss!
  
  

The next time that you have an owner occupied purchase or refinance of $750,000+ that you need to place, call me first.

To discuss your customers' unique situation, eMail all your funding requests for Commerical Real Estate Financing Solutions, contact me:

P.S.: (*) This program is design for buildings where the owner uses the majority of the space to operate their business out of, not for investors. Graham Financial Associates offers other products for investment real estate.

Graham Financial Associates is now associated with a direct lender and correspondent for several institutional investors and investment banks for "Multifamily Financing". Our Associated will reply upon us to take each transaction from preliminary underwriting through to closing to provide a seamless execution and positive experience for our borrowers.

Graham Financial Associates can now originate Commercial Mortgages for Multifamily in the U.S.

Graham Financial Associates and an its' Associates offer mortgages secured by apartment buildings, mixed-use properties, mobile homes parks and assisted living centers. High leverage, low fixed rates, interest-only periods, quick closing, additional fundings as property income increases, and aggressive underwriting are some of the advantings offered in this program.

A NEW Multifamily Growth Program

Fractured capital markets translate into opportunity...

In this challenging credit environment, Graham Financial Associates will be able to provide its clients with financing solutions that close at the same pricing and loan sizing as were initially quoted.

This is possible due to our "Associate" underwriting expertise and deeply established capital partnerships which allow us to accurately size and structure a loan request correctly the first time. By providing our target market with direct access to capital markets, we act as a bridge between Wall Street and Main Street. Our seamless transaction management system ensures a smooth process from initial quote to closing.

Graham Financial Associates is proud to offer the Multifamily Growth Program as an ideal solution in the current marketplace. Current rates range from 5.20% to 6.00% depending upon deal size, length of fixed term and location.

Graham Financial Associates Multifamily Growth Program

This program offers competitive leverage, long term fixed rates, and flexible underwriting for apartments, mobile home parks and assisted living facilities.

• Loan size from $1,000,000 to $50,000,000
  
• Apartments (5+ Units), Assisted-Living Facilities, Mobile Home Parks
• 80% LTV
• 5, 7 and 10 year rates fixed based on Corresponding US Treasury plus spread
• 5, 7 & 10 Year Terms
• 30 Year Amortization
• 1.20x DSCR
• Prepayment: Yield Maintenance
• Non-recourse (subject to standard carve-outs) for approved borrowers
• Application Deposit: $5,000- $15,000
• 45-day closing from Date of Application

Submission Requirements for Initial Quote:

• Property income and expense statements (3 years & YTD)
• Current rent roll
• Digital color photographs
• Current Financial Statement for each Principal / Guarantor

To discuss your customers' unique situation, eMail all your funding requests for Mulitfamily Financing Options, contact me:

Graham Financial Associates now have an "Associate" with commercial funding available from a minimum of U.S. $20 Million and up, No Maximum.

Our "Associate" is an unique financing organization. They have direct access to AFL/CIO Pension Funds and non union funds.

Graham Financial Associates can now make funds available for real estate, bridges, ports, roads, airports, refinaries, energy plants and any types of projects that make economic sense.

When submitting a project, adapt and answer all the questions below. This will great expedite your process.

Preliminary Information Needed to Proceed

• Brief description of the nature of the project, and its location.
• Resumes required on the principals.
• How much capital have the principals invested into this project, and specifically how were those funds allocated?
• How much are the principals looking to borrow?
• What is the total amount of hard equity the principals are contributing?
• What are the other assets that the principals have or will contributed to the project?
• Do the principals have title to this property and what is the status of the appraisal?
• Do the principals have all the necessary entitlements?
• Specific breakdown of the funds.
• We need a projection, showing the anticipated annual revenue, and the net income of the project, for a three year period.
• Current financial statements are required from the principals or entity.
• Exit Strategy.
  
  

We thank you for your cooperation.

To discuss your customers' unique situation, eMail all your funding requests for Commercial Loans National and International, contact me: