Graham Financial Associates

Article date: 03/10/2018

FOR 2018: LITTLE-KNOWN PROGRAM FOR LARGE PROJECTS:

Based on a Client’s financial projections,

UP TO 100% NON-RECOURSE LOAN

that results in a

CLIENT KEEPING OWNERSHIP. 

Founded in 1983, Graham Financial Associates (GFA) of Anthony A. Graham Enterprises, Inc d/b/a Graham Associates is a full service financial brokerage and consulting.

If your company has a large funding need, securing the financing through a traditional bank or other traditional channel can be very difficult today. As such, we assist Clients and brokers in their attempt to secure funding on $3M and larger funding requests that may require innovative financing and structuring. 

However, our specialty is LARGE PROJECT FINANCING ..... working on $3M (USD) to $500M (USD) and larger funding requests. The overall value that our financial team brings to that assignment is creative thinking, underwriting expertise, and strategic relationships with GFA Contact Lender and underwriting sources that are capable of large project financing. 

One of our GFA Contact Lender/Underwriting Group sources has the following program available:

ALTERNATIVE FINANCING PROGRAM TO 100%  (NO CASH EQUITY REQUIREMENTS)

Hybrid Debt Instrument Program (private Class “A” Preferred stock offering)

This program utilizes the Class "A" Preferred stock certificates issued by a company as a ‘preferred security interest” for qualified capital investment finance to the Client for their capital start-up or improvement. Capital funds are sourced from private PRE-QUALIFIED FINANCE MARKETS. Our GFA Contact Lender/Underwriting Group source can help a Client to create this and issue AND CAPITALIZE TO PREQUALIFIED FINANCE MARKETS.

PROGRAM OVERVIEW and BENEFITS:

•  Countries of Interest: USA and International (USA-friendly countries as qualified)
• Program Description: This is a hybrid debt program. In simple terms, an interest only loan with a principal balloon payment at the term of the proposed loan whose security (like that of a 1st mortgage on a piece of property) are the CLASS "A" preferred share certificates of the company.
• Capital Finance amount: from $3M (USD) and up on a qualified basis
• LTC & LTV Finance values: 100% as qualified
• Simple Interest---8 to 11% (as qualified and subject to market adjustments)
• Loan Term: 3 to 10 years
• Loan Principal payment: Balloon, at term
• Ownership Interest: None
• Interest payment Deferment Period: Qualified to each project based on pro forma cash flow
• Recourse and Personal Guarantees: None
• Management oversight: None
• Voting rights: None
• Commonly underwritten for start-up business concerns or a company seeking to advance company growth without going to the common public market(s) or encumber itself with additional conventional debt burden(s) that could potentially or adversely affect its credit rating or standing. Or simply in cases where the company does not categorically qualify for conventional asset or UCC based debt financing.
• Security: The CLASS "A" preferred certificate shares (to be issued) of a company; which acts as a preferred lien interest until the loan is paid back. Simply stated the shares securing the loan give the Capital Financer the ’preferred’ right payment / repayment ahead of any other party (principals included) in lieu of a loan default or liquidation.
• Sale of Preferred Shares: There is NO sale of stock shares taking place under this program. Underwriting is the same format as that of a common stock debenture underwriting to assure compliance with UCC guide lines but requires no SEC regulation or Licensed Securities Broker to market them; again, asNO sale of securities is taking place.Projects are pre-qualified to private capital markets in order to mitigate and reduce risk and in turn provide the proposed capital investment finance requirements of the Client. These are finance markets seeking investment finance in companies or business concerns where an acceptable risk return is balanced by a governing market / business model of expanding opportunity.
• Underwriting completion time to release for marketing/close @ 30-60 days (estimated).
• Release time to closing and the disbursement of funds: 30-45 days thereafter (estimated)
• Customary Underwriting Service fees apply due and payable at underwriting engagement: Costs calculated on a sliding scale basis (qualified) beginning at .60% of capital finance requested.
• ALL funds IMMEDIATELY released to Client as the money closes, less customary 3rd party Broker and Fiduciary fees.
• No hold backs, reserves, or PAR value(s) required for release of NET finance capital to the Client.
• The process for pre-qualification is straight-forward and timely.
• International Clients will be required to form a US based company that own 100% of its International company, into which all finance dollars will be disbursed. This is a UCC requirement. NO additional cost to the client will be charged to establish this US based company if needed. The cost is included in the underwriting commitment cost.

IMPORTANT: If you are serious about securing funding, please email us a: 

• 5 to 10 page Executive Overview on the project (figures expressed in U.S. Dollars) and a 
• 10-year projected financial proforma - totals only (ROWS: Sales, Expenses, and Net Operating Income--IN EXCEL FORMAT PLEASE). 

Article date: 03/10/2018


"Capital is the Engine That Drives Your Business!"

Is your company looking to raise capital for acquisitions, marketing or working capital to expand your market share or grow your business? Would you like to have your company stock trading at a higher daily volume and share price?

Graham Financial Associates offering a wide range of experience, expertise and services. Utilizes its extensive network of resources to help achieve our clients' objectives. Has compiled an extensive database of thousands of accredited individual and institutional investors consisting of money managers, pension funds, banks, insurance companies, mutual funds, hedge funds, venture capital firms, off-shore funds and accredited individual investor clubs that know us and value our recommendations.

We are direct lenders utilizing publicly traded stock as collateral. We lend against free-trading as well as in many cases restricted stock (even freshly issued with a 144 restrictive legend).

Graham Financial Associates can assist you in raising substantial capital through a program known as a Private Investment in Public Entities, (PIPE), this allows your company to secure major capital infusions directly into your business from accredited individual and institutional investors. Many of our financial resources specialize in these types of investments, buying large blocks of free-trading and restricted stock directly from the company at a discount to the current bid price in the market.

Graham Financial Associates's investors recognize the great value of our due-diligence process and look favorably upon those companies we recommend and endorse. They request we notify them of opportunities that fit their investment criteria. Many of these are interested in funding mergers & acquisitions, joint ventures and strategic alliances. A part of our "Endorsement Program" is a unique and extensive due-diligence review, utilizing an exclusive methodology to analyze your business plan. We then are able to endorse and recommend your company to numerous institutional and individual accredited investors that know us and which we maintain a relationship with. Graham Financial Associates only selects those investors which we believe will be most receptive to your opportunity.

Graham Financial Associates assists in promoting and marketing the stock of our client companies. Graham Financial Associates can effectively assist a company in promoting and creating a market for its stock, not through the typical Broker/Dealer network, but directly to major retail buyers.

We will also introduce your company to highly respected stock analysts, which have extensive paid subscriber bases in the Broker/Dealer community, as well as numerous accredited investors that act upon their recommendations. We supplement this exposure with investor shows, interviews and coverage on a wide-range of media including major investor websites that will promote your stock to millions of eager prospective investors. All of this publicity will generate a great deal of interest in your company and it's stock, which typically will increase the daily volume of trading and result in an increase in the price at which it is trading.

The good news is, there is more money available from these sources than ever before. Are you interested in learning more about our various programs?

If any of these programs are of interest to you, please call for more information and a free consultation.

   

Thank you for your time.

Best regards,
Anthony A. Graham Enterprises, Inc.
D/B/A Graham Associates
Anthony A. Graham, Sr.
Business Consultant/Advisor
Direct: (347) 551-3148
Skype: aagrahamsr
eMail: anthonyagrahamsr@grahamfinancialassociates.com
Website: http://www.grahamfinancialassociates.com/
eGroup: http://groups.yahoo.com/group/grahamfinancialassociates


INTERNET MAIL CONFIDENTIALITY
This E-mail is covered by the Electronic Communications Privacy Act, 18 U.S.C. §§ 2510-2521 and is legally privileged. This information is confidential information and is intended only for the use of the individual or entity named above. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited.

Article date: 03/10/2018

Financial Brokers Needed All Over The U.S.A.

In order for us to maintain a nationwide coverage, we are relying on new brokers to become a part of our Network of Registered Brokers, to submit qualified applicants, from remote localities, as well as distant metropolitan areas across the country. The financial broker will be in the Unique position of being able to property package the growing number of clients available to him or her, with
the added advantage of being closer to the client and more able to render that special touch of personal service.

Bonus: 1% override on all funded loan package & 25% on all registered broker's.

Helping individuals and businesses solve their money problems.

We are one of the few National Financial Institutions that specialize in training full service financial loan & lease brokers businesses find, and qualify clients for both residential & commercial financing. We can fund from $10,000 to $50M or more. Ask us about our fast-track non-recourse commercial financing secured by publicly traded stock, bonds or securities at below prime interest rates of 3.5%-4.5%!

Contact me, If you have any additional questions, or a deal "developing" - you would like to discuss, please fell free to contact me personally. I will be glad to assist you in any way I can.

Thank you for your time.

Best regards,
Anthony A. Graham Enterprises, Inc.
D/B/A Graham Associates
Anthony A. Graham, Sr.
Business Consultant/Advisor
Direct: (347) 551-3148
Skype: aagrahamsr
eMail: anthonyagrahamsr@grahamfinancialassociates.com
Website: http://www.grahamfinancialassociates.com/
eGroup: http://groups.yahoo.com/group/grahamfinancialassociates


INTERNET MAIL CONFIDENTIALITY
This E-mail is covered by the Electronic Communications Privacy Act, 18 U.S.C. §§ 2510-2521 and is legally privileged. This information is confidential information and is intended only for the use of the individual or entity named above. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this
communication is strictly prohibited.   

Article date: 03/10/2018

Attention Mortgage Holders

We Buy Mortgage Notes: If you have sold your property & taken back the mortgage, we can help arrange the sales of all or part of income streams from privately-held mortgages, trust deeds, wraps and land sales contracts.

Purchase Mortgages in all 50 States:

• 1st Mortgages
• 2nd Mortgages
• Wrap Arounds
• Land Contracts
• Partial Purchases
• Balloon Payments
• Payment Stream without Balloon.

Our investors purchase mortgages secured by the following properties:

• Land - Improved or Unimproved
• Single Family Homes
• Mobile Home with Land.
• Condominiums
• Apartment Buildings
• Multiple Dwellings - duplexes, triplexes, fourplexes
• Income Producing Properties - shopping centers, medical buildings, office buildings

Additional investors that purchase:

• Time-shares
• Recreational Resorts
• Residential Lot Notes
• As well as Bulk Purchases of Mortgages
• Annuities
• Structured Settlements
• Business Notes
• Lottery Winnings

For FREE Quote, Contact me - NOW to find out how you can convert your monthly payments to a large lump sum of CASH!

Brokers are welcome and protected.

Article date: 03/10/2018

Update on Graham Financial Associates - Securities Dept. A

GFA Securities Lending Dept.

Securities-Based Loans

Just a reminder that we (and our lenders) are still successfully funding transactions for Securities-Based Loans and Lines of Credit.
(Stock Loans)

As you know this funding platform allows the borrower to use their assets (stocks, bonds, mutual funds, ETF's and other securities) as collateral to obtain funds for any purpose.

New - Lines of Credit are now available for some Restricted Stocks.

- Rates below 4.50% - Fixed
- Credit and income are not considered
- Aggressive LTV's - up to 80% (99% on T-notes & MTN's)
- Interest-only payments
- No upfront or Due Diligence fees
- Funds may be used for any purpose
- Non-personal recourse loan
- Penney stocks qualify
- Domestic and foreign securities also qualify
- Close in a matter of days

Program Bonuses

- .50 point commission per transaction
- You may also add points to boost your income
- Solicit in all states and worldwide
- Licensing is not required
- RESPA does not apply
- Marketing material available

Stock Based Loan and Liquidity

Thank you for your time.

Best regards,
Anthony A. Graham Enterprises, Inc.
D/B/A Graham Associates
Anthony A. Graham, Sr.
Business Consultant/Advisor
Direct: (347) 551-3148
Skype: aagrahamsr
eMail: anthonyagrahamsr@grahamfinancialassociates.com
Website: http://www.grahamfinancialassociates.com/
eGroup: http://groups.yahoo.com/group/grahamfinancialassociates


INTERNET MAIL CONFIDENTIALITY
This E-mail is covered by the Electronic Communications Privacy Act, 18 U.S.C. §§ 2510-2521 and is legally privileged. This information is confidential information and is intended only for the use of the individual or entity named above. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited.

Article date: 03/10/2018

Update on Graham Financial Associates - Securities Dept. B

Funding Update
Joint Venture Project Funding

If you are seeking project funding for your clients, we may be able to assist. We work directly a private investment firm that utilizes an innovative joint venture funding program which allows for a smooth, seamless process and a quick funding procedure. This program allows the flexibility to fund the project in an expedited manner with a minimum of "red tape".

Acceptable projects may include but are not limited to: energy projects, real estate development, commercial real estate, industrial plants, hotels, retail stores, and more. Please, no mining operations or oil fields.

We are seeking projects in the U.S. where the client is seeking from $10M to $100M in needed funds. The client must have some equity/investment already into the project. The project must be able to be funded through an agreed upon draw-down schedule. (No one-time lump sum funding.) 2% minimum will be needed in order to trigger the funding. This amount will be reimbursed to the client in the first funding piece.

If you feel your project may fit these parameters and you or your client are seriously seeking funding you may submit your project funding request to anthonyagrahamsr@grahamfinancialassociates.com for our initial funding review. 


Stock Based Loan and Liquidity 



Thank you for your time.

Best regards,
Anthony A. Graham Enterprises, Inc.
D/B/A Graham Associates
Anthony A. Graham, Sr.
Business Consultant/Advisor
Direct: (347) 551-3148
Skype: aagrahamsr
eMail: anthonyagrahamsr@grahamfinancialassociates.com 
Website: http://www.grahamfinancialassociates.com/
eGroup: http://groups.yahoo.com/group/grahamfinancialassociates

INTERNET MAIL CONFIDENTIALITY
This E-mail is covered by the Electronic Communications Privacy Act, 18 U.S.C. §§ 2510-2521 and is legally privileged. This information is confidential information and is intended only for the use of the individual or entity named above. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited.

Article date: 03/10/2018


Update on Graham Financial Associates - Securities Dept. C

Funding Update
Margin Loan Refinancing

Through a special arrangement with our funders we are now able to offer a method to pay off existing stock "margin" loans with both of our securities-based lending programs.

If your client has an existing margin loan against their stocks we may be able to help them get out of the risky margin loan product while providing additional cash, a lower interest rate, non-recourse loan or line.

As you know this funding platform allows the borrower to use their assets (stocks, bonds, mutual funds, ETF's and other securities) as collateral to obtain funds for any purpose.

- Credit and income are not considered
- Aggressive LTV's - up to 80%
- Interest-only payments
- No upfront or Due Diligence fees
- Funds may be used for any purpose
(Except to purchase securities on margin.)
- Non-personal recourse loan
- Close in a matter of days

Loan Benefits

- Rates below 4.50% - Fixed
- No closing costs
- Aggressive LTV's - up to 80%
- Penney stocks qualify
- Domestic and foreign securities also qualify
- Interest-only quarterly payments

Line of Credit Benefits

- Rates 2.50% to 5.50% - ARM or Fixed
- Aggressive LTV's - up to 70% (99% on T-notes and MTN's)
- SIPC-insured account
- Interest-only monthly payments


Stock Based Loan and Liquidity


Thank you for your time.

Best Regards,
Anthony A. Graham Enterprises, Inc.
D/B/A Graham Associates
C/o Graham Financial Associates
Anthony A. Graham, Sr.
Business Consultant/Advisor
Direct: (347) 551-3148
Skype: aagrahamsr
eMail: anthonyagrahamsr@grahamfinancialassociates.com 
Website: http://www.grahamfinancialassociates.com/
eGroup: http://groups.yahoo.com/group/grahamfinancialassociates 

IINTERNET MAIL CONFIDENTIALITY
This E-mail is covered by the Electronic Communications Privacy Act, 18 U.S.C. §§ 2510-2521 and is legally privileged. This information is confidential information and is intended only for the use of the individual or entity named above. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited.

Article date: 03/10/2018

Asset Protection and Tax Reduction Strategy

If you deal with the public, If you sell a product, If you are a licensed professional, own a business, have employees, sign contracts, are the director of a company, are a real estate agent, landlord, day care provider, consultant, or contractor then you are in a high risk profession which makes you a target for lawsuits.


Thank you for your time.

Best regards,
Anthony A. Graham Enterprises, Inc.
D/B/A Graham Associates
C/o Asset Protection and Tax Reduction Strategy
Anthony A. Graham, Sr.
Business Consultant/Advisor
Direct: (347) 551-3148
Skype: aagrahamsr


INTERNET MAIL CONFIDENTIALITY
This E-mail is covered by the Electronic Communications Privacy Act, 18 U.S.C.§§ 2510-2521 and is legally privileged. This information is confidentialinformation and is intended only for the use of the individual or entity namedabove. If the reader of this message is not the intended recipient, you arehereby notified that any dissemination, distribution or copying of thiscommunication is strictly prohibited.